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Where To Apply For Ssi Disability – For millions of Americans, there is nothing more terrifying than becoming disabled. They are plagued day and night with questions and worries about how to pay bills, how to buy groceries, or even how to have a functional life. Needs vary across a wide range of disabilities, injuries and circumstances.
The Social Security Administration (SSA) created two programs—Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI)—to accommodate as many Americans as possible. But with the two programs come different sets of rules, qualifications, timelines and more. This infographic will help you break down the differences, figure out what works best for you, and then guide you toward getting the benefits you need when you apply for SSI or SSDI.
Where To Apply For Ssi Disability
— — — Ready to find out if you qualify for disability benefits? Click here for a FREE no-obligation consultation before starting a claim. — — —How to Apply for SSI and SSDI: What You Need to Know
Alzheimer’s Disease And Social Security Benefits
SSA supports millions of Americans with disabilities each month through its SSI and SSDI disability assistance programs. Not knowing program differences, how to apply for SSI and SSDI benefits, or what options people have after their initial application is denied can prevent disabled Americans from getting the help they need to get by.
SSI is a disability program that calculates recipients’ payments based on their financial need. SSDI is for those disabled Americans who have worked and paid into Social Security by having taxes withheld from their previous paychecks.
Many choose to apply for SSI or SSDI with the help of a Social Security attorney or attorney. A legal professional can easily handle your claim administration and provide additional assistance throughout the claims review process. You can also file a disability claim yourself over the phone, in person at your local Social Security office, or online.
Both programs require applicants to provide specific documents related to their claim. These include a person’s Social Security card, birth certificate, and payment or tax records. Other information that must be included are bank statements and housing records, such as if the person rents or leases. Perhaps one of the most important documents for SSDI is current medical records to help SSA evaluate a person’s physical disability or medical condition.
What’s The Difference Between Ssi & Ssdi?
Applicants not only receive benefits once they apply for payments. The SSA must evaluate each individual disability claim, which can take considerable time. Disability Determination Services (DDS) are the state agencies that review all disability claims, and it is important that those applying for benefits follow up with either SSA or DDS regarding their current claim status.
Every person has the right to appeal if their application for disability benefits is rejected. Lawyers greatly increase claimants’ chances of obtaining benefits during the appeals phase. In fact, 80% of successfully appealed claims are represented by a Social Security attorney.
If you’re applying alone, the disability benefits application process can be confusing, frustrating, and even heartbreaking. This is why many Americans seek free legal consultations with local attorneys. Experienced disability attorneys and advocates can review an individual’s application, assist with the submission of all required documents, and even shorten review and approval times.
Want to apply for SSI, SSDI, or get help appealing an adverse decision? Click here to get a free disability benefits evaluation and speak with an attorney or attorney in your area.
What To Do If Your Social Security Disability Claim Is Denied
Get a completely free Social Security Disability Benefits Evaluation with an experienced disability advocate at www.disabilityapprovalguide.
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If you or a loved one has become disabled and cannot work, what are your options for financial assistance? While private disability or workers’ compensation insurance (if disabled on the job) can offer some help, what else is available?
The Social Security Administration (SSA) has two programs to help those who become disabled—Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). You may qualify for one or both of these programs.
Social Security Disability Insurance (SSDI) is federal disability insurance that you are automatically enrolled in through Social Security taxes withheld from your paycheck. These tax payments give you access to cash and health benefits if you are disabled before retirement age. Qualifying family members may also receive benefits through this program. The benefits awarded are based on your past earnings and usually continue until you are able to work regularly again.
Social Security Application
Supplemental Security Income (SSI) is a program that provides those who cannot work with financial assistance to meet their basic needs (food, clothing, shelter). SSI is funded by general tax revenue, so it does not require the recipient to have worked or contributed to Social Security. Benefits are based on your current resources, financial and otherwise. Minors with physical or mental disabilities or blindness may also receive financial assistance under this program.
Both SSDI and SSI use the same qualifications to determine disability, but the difference in work history and financial requirements between the programs affects who qualifies for each.
Because SSDI is funded by Social Security taxes that come from your past paychecks, you must have an earnings record that shows you’ve worked long enough and recently to qualify for disability benefits.
Social Security awards workers “work credits” based on their income to measure their entitlement to Social Security benefits. While the amount of income required to receive a work credit varies from year to year, a worker can currently receive a maximum of 4 work credits per year with just $6,040 of earned income (2022). Generally, 40 work credits are required to qualify for benefits, with 20 of those work credits earned in the last 10 years before your disability began. (Younger workers may qualify with fewer credits because they haven’t been in the working age long enough to earn more.)
Wait Times For Disability Claims Are At An All Time High. Here’s How To Avoid Further Delays
Social Security’s definition of disability applies only to people with total disabilities who cannot work, and does not provide benefits to people with partial or short-term disabilities.
If you’re still working, Social Security will use your current earnings to determine whether your work constitutes “substantial gainful activity (SGA). As of 2022, monthly earnings of more than $1,350 ($2,260 if you’re blind) generally mean you don’t have a qualifying disability. If you earn less than that (or don’t work at all), your claim will continue with Disability Determination Services (DDS), which will evaluate your medical condition based on the following four questions.
A ‘severe’ condition means that your condition will significantly limit your ability to carry out ‘essential work activities’ and is expected to continue for at least 12 months or result in death.
The SSA maintains several lists of eligible medical conditions. If your condition is not listed, an individual decision must be made.
Tips To Help You Apply For Ssi And Ssdi Benefits
For cases with a high probability of acceptance, there are two quick options. Compassionate allowances allow approval on confirmation of diagnosis for “certain cancers, adult brain disorders and a range of rare disorders affecting children”. Quick Disability Determinations (QDD) uses technology to identify those applicants with the most severe disabilities who are most likely to qualify. These options can often speed the qualification process from months to days for those with the most severe conditions.
If you can’t do the job you were doing before, then your health, age, education, work experience and skills will be considered when finding another job you can do. If you cannot find another job, you may be eligible for SSDI benefits.
If you are accepted for disability benefits, the amount of your monthly benefit will be determined by your past average income
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