Long Term Care Insurance Rate Increases

Long Term Care Insurance Rate Increases – I recently spoke with a woman in California who wants her husband to buy long-term insurance. I asked, “What made you look into long term insurance.” He answered, “The California Long-Term Care Tax”. I explained to him that California is not yet…

The New York Long-Term Care Trust Act updates the Washington Long-Term Care Trust Act The New York Senate bill proposed a new long-term care trust program similar to the one enacted by the state of Washington. The Washington Long-Term Care Trust Act had…

Long Term Care Insurance Rate Increases

The Washington Long-Term Care Trust Act (otherwise known as WA Cares) is still an active and enforceable law. WA Cares was first signed into law in 2019 in hopes of stopping the rising costs of long-term care in Washington state. With Medicaid it is…

Pdf) Medical Underwriting In Long Term Care Insurance: Market Conditions Limit Options For Higher Risk Consumers

A judge, on Monday, upheld the right of the state of Washington to continue the Washington Cares Fund (also known as the Washington Long-Term Care Trust Act or Long-Term Services and Supports Trust Program). Last November, a lawsuit was filed to stop WA…

In 2019, Washington became the first state in the country to create a federal long-term insurance plan. The program, newly named the “WA Cares Fund,” will be funded through a payroll deduction of 58 cents for every $100 of income earned.

There are 5 steps you must take to withdraw (and stay out) of the Washington Cares Fund payment. If you don’t have long-term insurance, I have good news. There are still three very good companies that sell long term insurance in the region of…

Medicare does not pay for long-term care services. If you have assets to protect (retirement, savings, CDs, stocks, property), then you should watch this video to learn how a Long Term Care Partnership Policy can protect your assets for Medicaid’s end-of-life policies.

Calpers Long Term Care Program Bleeds Policyholders Dry Via 10x Higher Premiums, Gross Mismanagement, Bad Faith Dealing

We’ve helped hundreds of people get approved for long-term insurance, even if you’ve been denied before.

This book provides straight-talk about buying LTC insurance. Don’t assume that just because an agent or even your investment advisor says their new option is “the best”, it’s probably not the best for you. Scott’s book gives you the tools to ask the right questions to get the best coverage for you and your family. #1: Don’t be afraid to shop around! And never be pressured into buying something on your first phone call or meeting. Click HERE to read reviews on Amazon!

This is the best book I have read to make an informed decision on tc insurance. There are so many products out there and so many good and bad sellers that this is a MUST READ book to have in your arsenal. It cuts to the chase and explains the importance of knowing the facts in making an informed decision. Its insurance is very expensive and Scott explains that of course anyone can buy it. I took care of my parents for 10 years and I know that everyone should have ltc coverage. I was so impressed with Scott’s advice that I gave this book to my financial planner, CPA and all of our close friends and family members. Click HERE to read reviews on Amazon!

An excellent read for anyone who wants to cut through the clutter of Long Term Care Insurance policy offers. I had a good understanding of the LTCi policy but now I have a much stronger understanding after reading this book. I now know the considerations in policy selection that were never obvious. I will read this book again and use it as a reference when my wife and I are shopping for a policy in the near future.

Can Long Term Care Insurance Premiums Increase? (2023)

This book is not a sales pitch by the author but honestly seeks to inform the pros and cons of the options on the market today. Of course if you decide to contact him for quotes along with other providers I hope he would be happy to compete for your business. Cheers. Click HERE to read reviews on Amazon!

Scott’s book explains the world of long term insurance in an easy to understand way. If you are thinking about buying an LTC policy, you should read Scott’s book first. You will find an incredible amount of information that you can use when you first talk to LTC agents, review LTC quotes, and ultimately, purchase an LTC policy. Click HERE to read reviews on Amazon!

I read this book and found it very helpful! I also spoke directly with Scott and he was amazingly helpful and knowledgeable. No, traders argue. Only real information is useful. I recommend this book and reaching out to Scott afterwards to discuss and find answers to your specific questions and situations. I’m a real person!!

This book is easy to read and understand. The examples are clear. I recommend it to anyone who is making money planning for themselves or their family members. Click HERE to read reviews on Amazon!

Long Term Care Insurance Rate Increases Arizona

A great book. It has a lot of information and facts about long term insurance that I couldn’t find on the internet. The author seems to know a lot about this subject. The book provides clear and solid answers to questions that some insurance agents often say are “relevant”, such as whether people should consider mixed policies, etc. the quality of the content overall. Click HERE to read reviews on Amazon!

By Scott A. Olson, CLTC | November 6, 2019 | LCi Info Articles, LTCi in News | 0 Comments

The Price Increases.The Rate Increases!The Rate Increases!!The Rate Increases!!!That’s all you see when you read about long term insurance on the internet. It is true that there has been a large number of increases in long term care insurance policies. However, that is only half of the…

By Scott A. Olson, CLTC | October 10, 2018 | LCi Info Articles, LTCi in News | 0 Comments

Aicpa Personal Insurance For Cpas

Medicare is one of the most popular programs the federal government has ever created. To gain popularity for Medicare, proponents of single-payer health care are calling their plans “Medicare For All”. The details of “Medicare For All” plans, however, are…

By Scott A. Olson, CLTC | March 22, 2018 | LCi Info Articles, LTCi in News | 0 Comments

The State of Washington had recently considered legislation to help pay for long-term housing for some citizens. The program would be funded through a payroll tax of .49% on all wages. Every employee in Washington state will be automatically enrolled…

By Scott A. Olson, CLTC | March 19, 2018 | LTCi Info Articles, LTCi Basics, Partnership Policy | 0 Comments

Nd Insurance Commissioner Files Lawsuit Against Pennsylvania Long Term Care Insurance Company

How to Protect Your Life Savings with a Long Term Partnership Plan The insurance industry does not want you to read this book. This book gives you information from the inside. This knowledge empowers you to take simple steps that can save your life…

By Scott A. Olson, CLTC | February 7, 2018 | LCi Info Articles, LTCi in News | 0 Comments

A Chicago Tribune writer knows all too well about LTC insurance being risky. The Chicago Tribune recently published an article by Elliot Raphaelson. It’s entitled, Long Term Insurance: Buyer beware, that’s why I titled this post, “Reader Beware!” Below…

By Scott A. Olson, CLTC | December 11, 2016 | LCi Info Articles, LTCi Legends | 0 Comments

Unit 3 Special Topics In Actuarial Science

In his article, “Should I Buy Long-Term Insurance”, Richard Eisenberg, Financial Editor of PBS-owned NextAvenue.org wrote: “Insurance companies continue to fall in this market…’10 years ago, it was more than 100 years ago. insurance companies writing secrets…

By Scott A. Olson, CLTC | December 9, 2016 | LTCi in the News, Activities of Daily Living (ADLs), Benefits Triggers (Triggers), LTCi Info Articles | 6 Comments

Between 1985 and 1992, more than 140,000 Yugos were imported into the United States. The Yugo rarely met emissions standards, had an unreliable electrical system, and kept breaking down. Joke went: “Why is Yugo coming backwards? …..” “so your hands…

By Scott A. Olson, CLTC | November 27, 2016 | LCi in News, LTCi Info Articles | 5 comments

Medicaid Eligibility And Enrollment In Virginia

With more long term insurance companies coming into the market, there are 13 different long term insurance companies selling new policies in many states. National Guardian Life is the latest entrant into the long term insurance market….

By Scott A. Olson, CLTC | November 10, 2016 | LCi Info Articles, LTCi in News | 5 comments

John Hancock has sold more than 1.2 million long-term care insurance policies. Most of these policies were sold between 2002 and 2012. During that decade John Hancock offered some of the best long term insurance policies on the market. We have hundreds of…

By Scott A. Olson, CLTC | January 16, 2016 | LCi Info Articles, LTCi Legends | 0 Comments

Things About Long Term Services And Supports (ltss)

Most personal injury attorneys understand long term insurance and the benefits it offers their clients who are in good health and willing to plan ahead. One of the leading advocates of long-term insurance is a founding member of the National Academy of Elder Law…Many people.

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