How To Report Stolen Social Security Number – If your Social Security number has been stolen, report the identity theft to the Federal Trade Commission and the police, freeze your credit report and call the company you suspect has your SSN for fraud.
If your Social Security number (SSN) has been stolen, you need to act quickly to reduce the damage that fraudsters can do. It is important to report theft to the proper authorities and protect your credit and personal information. Then, you need to take additional steps to further protect your identity.
How To Report Stolen Social Security Number
Number of data compromises in the U.S. increased 68% in 2021 from the previous year, according to the Identity Theft Resource Center. Cyberattacks in particular are becoming more common, putting SSNs and other personal information at greater risk of theft and eventual use in fraud. Here are the steps you should take if your SSN and related information is compromised.
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Your first course of action should be to report identity theft to the Federal Trade Commission (FTC) and file a police report. When you visit the Social Security Administration’s website, you will be directed to the FTC’s website, IdentityTheft.gov, where you can report one or more of the following types of fraud related to your SSN:
Next, you’ll get information about the next steps to take, which may include completing more forms and getting a recovery plan. For tax-related identity theft, which usually involves your SSN, you may be required to complete an identity theft affidavit, or Form 14039.
After reporting the theft to the FTC, file a police report with your local jurisdiction. While your city or county may not be able to investigate these crimes immediately (or at all), having a police report can serve as documentation in your recovery and identity resolution efforts.
A credit freeze restricts access to your credit report and helps prevent fraudsters from opening new accounts, renting apartments or applying for loans in your name. Freezing your credit will not affect your credit score, and you can unfreeze and refreeze your credit report at any time.
What To Do If Someone Has Your Social Security Number
You have to freeze and unfreeze your credit with all three credit bureaus separately (, TransUnion and Equifax).
If you think your SSN may have been stolen but don’t have any evidence of fraud taking place, you can place a fraud alert on your credit report instead of a credit freeze. Instead of limiting access to your credit report, fraud alerts ask businesses to check your credit to verify your identity before offering credit in your name.
Placing a fraud alert with one credit bureau extends the alert to all three. It has no effect on your credit score.
If your information was used to create a fraudulent account, you should contact each company involved. For example, if your SSN is used to open a bank or credit account in your name, contact each company and explain that you are a victim of identity theft. They can then close your account so the identity thief can no longer use it.
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If someone uses your information to create a false identification record, you should contact all agencies involved, possibly including the IRS, the Social Security Administration and your secretary of state’s office, which handles fraudulent identification cases.
Going forward, the name of the game will be continuous monitoring and protection. For example, to see if your Social Security number is being used by others for employment purposes, review your Social Security Statement for suspicious activity.
Get into the habit of checking your bank and credit card accounts online for suspicious activity. You should also monitor your credit report, driving record and insurance record.
Finding out that you have been a victim of identity theft can be frustrating and frustrating. Identity thieves are getting smarter every day, and the chances that your personal information will be exposed keeps increasing. The good news is that you have many tools you can use to reduce the risk of identity theft and protect your Social Security number and other personal information.
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Credit monitoring can help you detect possible identity fraud early and can avoid surprises when you apply for credit. Get daily notifications when updates are detected.
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Social Security Number, Explained
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How To File Taxes Without A Social Security Number
© 2023 All rights reserved. . and trademarks used herein are trademarks or registered trademarks of their affiliates. The use of any trade name, copyright or other trademark is for identification and reference purposes only and does not imply any association with the copyright or trademark holder of their product or brand. Other product and company names mentioned herein are the property of their respective owners. License and Disclosure.Letter to Report Unauthorized Use of Social Security Number (SSN) allows you to formally report to the Social Security Administration that someone else is using your social security number. Identity thieves may be able to open a credit card or access a bank account with that information, but a Letter to Report Unauthorized Use of a Social Security Number can help protect you.
Your social security number is one of several unique ways to identify you. If someone gets your number, a Letter to Report Unauthorized Use of a Social Security Number helps stop any misuse. You’re usually asked for your social security number as proof of your identity, but what if an identity thief has it? You may find yourself with a large balance on a credit card that you never open or have problems with when tax season rolls around. If something has gone wrong, you need to fix the situation. By documenting and reporting incidents of abuse, you can help fix the mistakes that have been made and protect yourself from future issues that may arise. Filing a Letter to Report Unauthorized Use of a Social Security Number can help you avoid identity theft and set things right.
This letter confirms my conversation with the Fraud Hotline. Recently, there was an inappropriate use of my social security number. For identification purposes, my social security number is and my date of birth is .
I request that your office conduct an investigation into this inappropriate use. Please provide written confirmation that an investigation is underway.
Social Security Administration’s Advice On Protecting Ssn
Start your Letter to Report Unauthorized Use of Social Security Number now and get RocketLawyer FREE for 7 days Get legal services you can trust at a price you can afford. You’ll get: Losing your Social Security card is not a tragedy. After all, you rarely need to show your card anywhere. What’s important is knowing your Social Security number.
But what can happen if you lose your Social Security card? If your lost card ends up in the hands of fraudsters or cybercriminals, they profit
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