How To Deal With A Car Accident – Famous reggae artist Shaggy summed up the feelings of many safe, cautious and defensive drivers when he once sang these three simple words: “It wasn’t me.” And while she was singing about an entirely different “accident” at the time, her song title certainly resonates with anyone who’s been involved in a collision that wasn’t their fault. So how should you cope after an accident that wasn’t your fault? Well, Shaggy also gives us some good advice to follow:
As we all know, Michigan is a no-fault state. But that doesn’t mean you won’t suffer financially (and, of course, physically) if you were the innocent victim of a motor vehicle accident you did not cause. Before we get into the details of how to deal with such a situation, let’s take a moment to briefly explain what to do after a car accident. (We described these initial steps in more depth in a post last fall – give it a fresh refresher!)
How To Deal With A Car Accident
Before you ever get behind the wheel, there are a few documents you should have to ensure your protection. For example, keeping your driver’s license, proof of insurance and vehicle registration in your car at all times is a no-brainer. And always keep your driver’s license and tags up to date to avoid getting a ticket unrelated to the accident.
How To Deal With Your Car Accident Without A Lawyer
Needless to say, you’ll want to have your auto insurance coverage in place before turning the ignition key. Make sure you’ve chosen a deductible you can afford, and that your Personal Injury Protection (PIP) coverage is enough to meet your financial needs if you’re faced with medical bills after an accident. While Michigan law now allows you to choose lower PIP benefit amounts to save on insurance premiums, we recommend that you choose unlimited PIP coverage, especially as medical costs continue to rise.
Next, you will need to know what steps to take after an accident. Some of these may seem common sense, but in the shock of an accident it can be helpful to have a checklist handy to remind you of what to do. (See our September 30th article for a detailed glovebox list.)
You should call 911 immediately after an accident. Having police and emergency medical personnel on the scene will protect you in more ways than you can imagine. First, trained EMTs and police officers can administer first aid. Second, law enforcement authorities can direct traffic away from the scene of the accident, analyze the circumstances to assess who is at fault, and issue tickets to those at fault. Although Michigan is a no-fault state, this information can be useful for insurance purposes, and will be essential if you choose to contact us for a future personal injury lawsuit.
After contacting the authorities, if someone is found to be seriously injured (profuse bleeding, excruciating pain, or unconsciousness are symptoms to look out for), emergency first aid should be administered according to Red Cross guidelines.
Anatomy Of An Auto Accident
Once serious injuries have been treated, make sure they share personal and insurance information with all parties involved in the collision, regardless of who was responsible for the accident. To make it easy, you can use your phone to take pictures of each other’s driver’s licenses, insurance cards, and vehicle registrations, and of course, get their phone numbers. Staying calm and friendly (and not blaming) can help make this process less stressful.
If you have a phone handy, it can also pay to document the scene in photos. In addition to taking pictures of your vehicle, take pictures of other cars involved in the accident, skid marks, and even nearby traffic signs and road signs. Having video witness statements can be useful down the road as well, but at the very least, you can use your phone’s video features to record the names and contact information of witnesses or other passersby.
Having all of this information on hand will be essential when you contact your insurance company, and you should do so as soon as possible after an accident if for no other reason than to start getting a replacement rental vehicle (if you include that coverage). your policy). Finding a rental car can be a real challenge these days, so the sooner you contact your agent or your company’s insurance claims department, the better. At the same time, it’s important to tell your provider about the accident so they can start working with you to deal with the other consequences of the incident: repairing (or replacing) the damaged car, dealing with medical expenses, and dealing with the other driver’s insurance. to ensure that company representatives are meeting your needs.
After handling these preliminary steps, it is always a good idea to see a doctor to be evaluated for any injuries you may have sustained. Having solid medical records will serve you well if you have a permanent injury or if you discover that an accident has caused long-term pain that is not apparent after the collision. A Macomb County-based neurological medical practice offers additional advice on seeking health care after an accident and notes that “delayed presentation” of some injuries can often occur after motor vehicle collisions.
How Car Accidents Can Severely Impact Your Life
And now we come to the main reason of this article. The answer is that you can certainly file a driver’s negligence lawsuit under Michigan law if you believe you can prove that at least one of the following circumstances applies to you:
As noted above, a “yes” answer to any of these questions opens the door to litigation. Legal experts call this a “third-party” claim against the other driver (and his insurance company) for damages, pain and suffering, and financial loss as a result of the accident.
So what’s your next step? That’s easy. Click here or call 855-MIKE-WINS (855-645-3946) and we’ll take it from there. We’re experts in personal injury law… and we’re ready to help you with your case faster than you can say, “It wasn’t me.”
Content verified by Mike Morse, personal injury attorney at Mike Morse Injury Law Firm. Mike Morse is the founder of the Mike Morse Law Firm, Michigan’s largest personal injury law firm. Since its founding in 1995, the Mike Morse Law Firm has grown to 150 employees, served 25,000 clients and collected more than $1 billion for victims of car, truck and motorcycle accidents. The main office is in Southfield, MI, but you can also find us in Detroit, Sterling Heights and many other locations.
The Severity Of A Car Accident And How To Deal With It — Hello Lovely Living
★★★★★ Melvin Johnson “The professionalism of this firm exceeds the normal verbal and written communications expected of a law firm. They could not have done a better job with the issues surrounding my case and I would recommend them.” ★★★★★ Hattie Spencer “When the attorneys at Mike Morse Law Office represented me, we weren’t just a number, we were family. They really cared about what I was going through. I couldn’t ask for better people to work on my case.’ ★★★★★ Terrence Williams “I really like Mr. Morse’s office and would recommend it to anyone. It starts with the great feeling you get when you first come into the office and has continued with the excellent customer service they have always provided. I don’t have to ask questions because the attorneys and paralegals are very good at their jobs. They have always been there for me. I get a warm and friendly feeling every time I walk in. I feel at home.”
Making sure your children are safe immediately after an accident is your first priority. They may be a little emotionally shocked, but for now you’re worried about their physical health. Were they cut or bruised? Did they hit their heads? Were they wearing their seat belts properly at the time of the accident? Check to make sure your child is physically fit. If you are even a bit unsure, or if there has been a serious accident, take your child to the doctor just to be safe.
However, if it was a minor collision and your child seems physically fine, you can proceed to the next steps.
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