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State Farm, Hartford, American Family Insurance, Geico and Allstate Offer the Best Car Insurance in Arizona Based on Our In-Depth Review
Full Coverage Car Insurance Az
The best car insurance providers in Arizona offer a variety of coverage options at prices that are close to the national average. We at the Guides Auto Team will show you the best auto insurance companies for Arizona drivers and provide tips on finding the cheapest rates in the Grand Canyon State.
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The steering group is committed to providing reliable information to help you make the best possible decision about your car insurance. Because consumers rely on us to provide accurate and up-to-date information, we’ve created a comprehensive vetting process to identify the best auto insurance companies. We’ve collected data on several auto insurance companies to break down the companies into different categories. After 800 hours of research, the final result was an overall rating for each provider, with the top-scoring insurers coming up on the list.
Our insurance experts researched the best auto insurance in Arizona and found that State Farm offers the best insurance in the state. Hartford, American Family Insurance, Geico and Allstate all offer great auto insurance at affordable prices.
In order to find the best Arizona car insurance, we ranked the insurance providers for several factors. We analyzed each known insurer, availability and choice, and its rating based on data from Quadrant Information Services.
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* Our research team looks at things all over the country when rating them. The list of providers in this table is specific to car insurance in Arizona.
While determining the score of each provider for customer satisfaction and reputation, we refer to the results of the car insurance research in our country. We polled nearly 7,000,000 motorists to find out their preferred companies and their experiences. We also reviewed data from the following organizations:
Through extensive research, we’ve found State Farm to be the best option for Arizona drivers. The company offers many ways to reduce the risk, especially for teenage drivers and young drivers. Students can get up to 25% off their car insurance premiums.
If they sign up for the state’s telematics insurance program, Steer Clear®, drivers under the age of 25 can save up to 20% on insurance costs. For drivers over the age of 25, the company uses the Drive Safe & Save™ program to monitor driving habits, which can lead to significant savings.
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Excellent A++ financial strength from AM Excellent student and teen discounts Excellent reputation for customer service
Our review team reached out to the state farm for comment on its review but has not received a response.
State Farm is the largest insurer in the country, according to the National Association of Insurance Commissioners (NAIC). The company offers comprehensive auto insurance with a variety of additional coverage options, including:
State land is often the most common in J.D. Studying energy users. In J.D. In the Power 2022 Study of Auto Insurance America℠, the company earned the top spot in customer satisfaction among insurance providers in the Southwest with a score of 885 out of 1,000. State Farm scored the highest in J.D. Power 2022 Study on Buying Insurance in America, earned 885 points.
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In our August 2022 survey, which asked nearly 7,000,000 people about their satisfaction with their insurance providers, State Farm received an average of 4.2 out of 5.0 stars for customer satisfaction. More than 19% of respondents had a government car insurance policy, making it the most popular insurer in our survey.
Hartford caters to drivers 50 or older. Since data from the U.S. Census Bureau shows that one-third of the state’s residents fall into this demographic, insurance is the best option for Arizona drivers. The Hartford partners with AARP to offer special pricing for AARP members.
Although its primary customers are a little older, Hartford offers discounts to good students and drivers under 21 who take a safety course. Hartford also has discounts on hybrid electric vehicles and vehicles with multiple airbags.
In addition to standard auto insurance coverage, The Hartford offers these extras through the AARP auto insurance program:
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Hartford received the highest score for mid-sized insurers in J.D. Auto Insurance, scoring 889 out of 1,000 points. of customer satisfaction. The provider also has an A+ rating from AM Best and BBB.
American Family Insurance is one of the best auto insurance picks in Arizona because its premium rates are about 12% below the state average and about 11% below the national average. Policymakers can save a lot of money with discounts like these:
Our team reached out to American Family Insurance for clarification on the negative customer reviews but did not receive a response.
American Society offers six different types of auto insurance, and policyholders can purchase many additional products, including:
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American Community scored an average score in the J.D. Insurance Business Survey, with a score of 855 out of 1,000. In the J.D. Auto Insurance Survey, however, American Community scored an average regional average. Southwest and 833 points.
Only about 2% of respondents to our auto insurance survey had an American family policy, but it ranked first in customer satisfaction. American Home Insurance customers give the company an average rating of 4.5 out of 5.0 stars.
According to the NAIC, Geico is the second-largest auto insurer in the U.S., with about 14% of the market share in 2021. The provider is known for its policy limits and generally low rates. Geico also offers 16 discount opportunities, including options for those who keep clean driving records, students who maintain good grades and owners who install anti-theft devices in their vehicles.
Geico offers six types of auto insurance with some of the highest rates on the market. In addition to a full selection of coverage policies, Geico offers additional options including:
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Despite its strong financial strength and high BBB rating, Geico matched the regional average in J.D.’s auto insurance study, scoring 827 out of 1,000 points.
Our review team reached out to Geico for comment on this score but have not received a response.
16% of respondents to our 2022 survey said they have Geico auto insurance, ranking third most popular in our poll after State Farm and Development. Geico insurers have given the company an average of 4.1 out of 5.0 stars for customer satisfaction.
According to the NAIC, Allstate is the fourth largest insurance provider in the country. Along with many options, Allstate has a satisfaction guarantee that will provide up to six months of warranty coverage if you’re not satisfied with the company’s handling of your insurance claim. The Allstate Rewards® program rewards good driving habits by offering gift cards and shopping rewards through a points system.
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Good A+ financial strength from AM Good offers a guarantee to pay claims Various types of insurance
In addition to the six standard types of auto insurance, Allstate offers several additional options to ensure you are protected. It includes Allstate Extended Car Care (similar to an extended warranty), and Deductible Rewards®, which lowers your annual deductible without an accident.
Allstate also has two utility-based insurance plans, Drivewise® and Milewise®, both of which offer discounts based on your driving habits.
Despite being the fifth best auto insurance provider in Arizona, Allstate scored below the regional average in J.D.’s auto insurance study. (824 points compared to 827 in the region). Our team reached out to Allstate for comment about the score but did not receive a response.
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About 9% of respondents to the August 2022 auto insurance survey said they have an Allstate insurance policy, and are generally satisfied with the company. Respondents gave Allstate 4.1 out of 5.0 stars on average.
When shopping for auto insurance in Arizona, we recommend taking the following steps to get the best rates for your insurance needs.
You will need to carry at least the minimum insurance required by the state to legally drive. In Arizona, these are the coverage limits:
Remember that liability coverage only pays for damages and injuries to other people involved in a car accident where you are at fault. If you want to make sure your car and body are covered, consider purchasing comprehensive auto insurance. This policy covers the minimum state requirements and adds comprehensive coverage with collision, uninsured motorist coverage and more.
