Dental Insurance That Pays For Braces – In the past 20 years, dental health awareness in Singapore has improved dramatically due to the emphasis on oral health education in schools across the city-state. But dental care here can be expensive, and a trip to the dentist can put a dent in your budget, especially if you have work related to orthodontics. In this Pacific Prime Singapore article, we’ll take a closer look at orthodontics in the city of León, including how much it costs and ways to cover it (ie ‘Medishield’ or dental insurance).
Before looking into the cost of orthodontics and whether orthodontic work is covered by dental insurance in Singapore, it would first be a good idea to define what orthodontics is. In general, this is a type of specialized dental care that deals specifically with the correction of teeth or jaws that are misaligned. In the vast majority of cases, orthodontic work is related to the application of brackets to properly align the teeth. In other cases, you’ll see retainers or splints that help train the jaw to close or realign in a more natural way.
Dental Insurance That Pays For Braces
You may remember having to go to the orthodontist about braces as a kid, or having a friend wear those silver rail-like wires in their teeth when they were teenagers. In reality, orthodontic work, although usually done in childhood, can be done at any time and can be used to correct things like:
How Much Do Braces Cost In Singapore (2022 Options, Prices, Subsidies)
In many cases, it may not seem necessary to correct your teeth with braces. But according to Expat Living Singapore, aligning your teeth can greatly benefit both your smile and your overall health. When teeth are spaced too far apart or misaligned, there is a chance that the gums can become inflamed and red, which can lead to periodontal disease. As the costs of braces in Singapore can add up quickly and the risk of hospitalization increases, having dental insurance ensures that any orthodontic issues are addressed without paying out of pocket.
Looking for cheap braces in Singapore? Like all other dental and medical care, the cost of orthodontics in Singapore will vary depending on the clinic you go to. In general, you have two options: public or private clinics. The former is run by SingHealth and the National Dental Center of Singapore, while the former by dentists and practitioners.
If you’re wondering how much braces cost in Singapore, you should know that they can vary not only which clinic you go to, but also the type of dental care you receive. The first step is to have a consultation with your orthodontist, who will assess your oral health and propose a treatment plan.
According to Singapore’s National Dental Center consultation figures, individuals and non-residents can expect charges of SGD$97 to SGD$194. There is also a subsidized fee of SGD$48 to SGD$66. These charges include consultation fees, sterile and disposable dental material for treatment.
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Below are some of the average fees for dental treatment in SGD paid by private patients in public institutions, including laboratory fees and GST:
Please note: The average rates above are for the period 1 July 2018 to 30 June 2019, which is the most recent price information available on the Ministry of Health (MOH) website as of 16 of September 2022. For the most up-to-date information, please check with the institutions directly.
From the prices mentioned above, it is clear that the cost of braces in Singapore and other orthodontics is not cheap, and it can quickly escalate if you have further complications or require follow-up care. This can be done even more if you have more than one child or person in your family who needs treatment.
While permanent residents and citizens of Singapore have access to Medishield which can be used to offset the costs of regular dental treatment, this plan cannot be used for orthodontic work. This means that if you need to see an orthodontist in Singapore, you will either pay out of pocket or need to take out dental insurance.
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Dental insurance is available in Singapore, but it is rare to find a standalone dental insurance plan. Instead, you will need to secure a health insurance plan with added dental coverage. Generally, there are two types of dental insurance coverage available with health insurance plans:
If you have employee insurance already provided by your employer, supplementing your existing plan with dental benefits may be an alternative option.
In other words, if you are looking for dental insurance in Singapore that covers orthodontics, you will need to look for a plan that covers the main orthodontic services. These plans tend to be more expensive since the care they cover tends to be on the higher end of the cost spectrum. When you start looking for dental insurance, it’s important to know a few things:
Apart from dental insurance plans, there are also many other plans that Pacific Prime Singapore can offer. Here are some plans listed on our website:
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If you’re looking for dental coverage in Singapore, why not give Pacific Prime Singapore a call? Our knowledgeable team of insurance experts can help you find a plan that meets your needs today.
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Serena Fung is a Senior Content Creator at Pacific Prime, a global insurance brokerage and employee specialist serving over 1.5 million clients in 15 offices worldwide. With over 2 years of experience writing on the subject, he aims to demystify the world of insurance for readers with the latest updates, guides and blog articles.
Serena earned her BA in Psychology from the University of British Columbia, Canada. As such, she is an avid mental health advocate and is fascinated by all things psychology (especially if it’s cognitive psychology!).
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Her previous work experience includes teaching young children to read, writing for an online travel and wellness magazine and then a business news blog. These combined experiences give you the skills and knowledge you need to explain complex ideas succinctly. As the daughter of an immigrant and a traveler, she is passionate about educating expats and digital nomads about international travel and health insurance. All our clinics are Medisave accredited by the Ministry of Health (MOH), which means you can use your Medisave account to pay for selected dental treatments.
If you don’t have enough balance in your medisave account or you don’t have a medisave account, you can also use the medisave accounts of your immediate family members (spouse, parents, siblings or children).
If you have any further questions, please feel free to call any of our clinics or email us at [email protected] .
Only surgical procedures such as minor oral surgery, wisdom tooth surgery and implant surgery can be paid for with your Medisave. For minor oral surgery and wisdom tooth surgery, treatments are covered by Medisave. For implant surgery, the maximum deduction from your Medisave account is $1250 for the first implant and any additional implants are $950 each. The bone grafting procedure is a Medisave claimable surgical procedure if performed without the placement of the implant on the same day.
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No Medisave can only be used to pay for surgical procedures such as minor oral surgery, wisdom tooth surgery and implant surgery.
No Medisave cannot be used for ordinary dental treatment. However, if the extraction of a tooth becomes complicated due to certain clinical situations, such as the tooth has broken during the extraction, thus making normal extraction impossible. This may require minor surgery to remove the broken tooth, which is then claimable under Medisave because surgical tooth removal (which involves cutting the bone and fragment of the broken tooth) is under approved dental treatment.
Yes you can, but it is only restricted to immediate family members ie spouse, children, parents, grandparents. However, in the case of grandparents, they must be Singapore citizens or permanent residents.
No, you don’t. This is a value-added service that we offer to all of our patients at no additional cost.
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I can’t test my medisave account balance. Can I still receive dental treatment using my medisave?
Our dentist will perform the treatment but you will have to pay in cash first. At the same time, we will process your Medisave payment. Once your Medisave payment has been successfully processed, we will refund you the initial cash amount you paid. Please note that this whole process can take up to 3-4 months.
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