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Claiming For Tyre Damage Due To Potholes – Have you ever hit a pothole before? Chances are you have, and when you do, chances are your heart feels like it’s missing, even if you see it coming. Not seeing them coming can also surprise you, but regardless of whether you’re surprised or not, many people have an internal fear that something might happen to their vehicle because of potholes, and anything that can be very expensive. In some cases, the city you live in will pay for severe damage to your vehicle. In the Northeast and Midwest regions of the country, severe weather makes many cities more vulnerable to potholes. Potholes form when moisture seeps into the pavement and is exposed to freezing temperatures. As the moisture expands, the pavement cracks. Many cities find it difficult to keep up with the damage this causes, making for a bumpy ride for the city’s residents and guests.
If you drive in a city that pays pothole claims, you may be lucky if your vehicle is damaged by a pothole in the city. Claims due to puncture damage include flat tires, bent rims, missing hubcaps, alignment issues, flat tires and more. If potholes damage your vehicle, you need to submit a claim to the government agency tasked with this type of damage claim.
Claiming For Tyre Damage Due To Potholes
You should check with your city to determine the process for submitting an insurance claim involving damage from potholes. In some cases, people making a claim can expect the process to take quite some time. Also, in some places, in addition to sending a complete police report, people are also required to send a paid bill or repair estimate from a vehicle repair shop. Keep in mind that not all cities will pay the full cost of repairs, since you’re driving into the pothole yourself.
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Sometimes the road commission that falls under will pay for damage caused by potholes. It may be a city road, a county road or a state road. This can also be a lengthy process, and even if you go this route, you may have to pay the cost of your repairs upfront. However, this is an alternative to filing an insurance claim, and it is possible to get a refund if you contact and follow the procedures for the right road commission.
It is highly likely that a city will pay pothole claims if potholes are an issue in that city. Each municipality, town or city will have different requirements for filing and will pay claims for different reasons.
There are several important steps to take when filing a pothole damage claim. First, you need to document everything that has happened. This includes taking pictures of the hole and making sure you have additional pictures so you can confirm where the hole is located. You also need to note the time and date of the accident. Getting repair cost estimates from two different mechanics is a requirement in some states but is helpful even in states that don’t require it. It can be more difficult to file for pothole damages in some states than in others.
In some cases, your insurance company may include some coverage for potential damages in your collision coverage policy. You’ll need to check with your insurance company to see if your company does, and this may be an even more important task for you to do if you live in a city that has problems with potholes.
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In some cities, claims for pothole damage will only be paid if the city has known about the pothole for a certain period of time. Because of this, you should call your city and tell them where the potholes are, preferably by email, if you come across them. This can help them not only repair potholes more quickly but can also help people get a successful claim if damage to their vehicle occurs. Caltrans is offering up to $10,000 to drivers whose vehicles have been damaged by potholes on California highways — a program of renewed interest amid road hazards caused by a recent series of atmospheric rivers that drenched the state.
Damages claims can be filed directly with the agency by anyone who believes that an “action or inaction” of the California Department of Transportation “has caused him or her financial loss,” according to dot.ca.gov.
On Wednesday, more than 30 vehicles were disabled with flat tires and other damage after driving over potholes on rain-soaked Highway 71 in Pomona, authorities said.
The Caltrans website includes instructions on how to file a claim arising from such an incident, noting that the county where it occurred must be prepared. Each state district is covered by a specific District Claims Office.
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“Potholes can not only affect your tire rims but they can also damage your suspension and on average the cost of repairing a pothole,” says Doug Shupe of the Auto Club of Southern California. “It varies from $250 to more than $1,000.”
Claims over $10,000 must be submitted to the California Government Claims Program, which “gives you the opportunity to formally seek compensation for your losses, and may lead to a settlement of your claim without having to file a lawsuit,” Caltrans said. Tire sidewall damage cannot be repaired, but some rims can after hitting a hard pothole. Governments rarely pay claims, though.
Citizens who file claims for damage to their property from potholes have a process to go through to get back the money they paid to fix the car/tire/rim, but is it just a waste of time to appeal to the city or state for damages?
According to local Atlanta attorneys, the ATL311 claim request implemented in 2014 was merely a formality that could frustrate complainants. He said that government agencies have wide “discretion” to fix potholes and high-priced lawyers who can ensure that the government does not pay damages despite attempts by citizens. He said that he was not aware of any payments in Georgia to compensate citizens for pothole damage to cars.
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Researching how to sue a state or municipality takes time. It’s the Atlanta City Council’s pleasure to fix potholes on local roads, and if they don’t know they exist, they can’t be held responsible. Really?
So why is that process provided under Ga. Code Ann. § 36-33-5 ? Maybe to warn the city that there is a problem, after the fact. In this way, citizens provide a voluntary and free service that the city uses to repair potholes that can be very dangerous on city roads. And if the claimant’s damages are below their insurance deductible, there’s no point in filing a comprehensive claim. Three claims, and you run out of insurance.
So what should you do? Avoid traveling on city streets after a severe winter, as you can only hit potholes. Trying to swerve and avoid it can be worse. You can bump into other people. And the trip back to photograph the hole can also be dangerous.
1. How many pothole claims per year since 2014 have been made when Atl311 was implemented? Are claims documented along the way? Which road has the most claims?
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2. Of the claims made, how much was paid? What is the average amount paid? How was this claim successfully resolved?
4. Does the city rely on citizens to report these claims to fix potholes? How do City councils and mayors use their discretionary powers to decide which potholes need to be repaired? Are repairs made by city employees or contractors?
“To the best of our knowledge, there is no mechanism to track the answers to your first three questions. (Therefore, a Freedom of Information request would be futile.) Pothole repairs are not solely dependent on citizen reports, but we encourage residents to report these types of issues to our ATL311 customer service call center by phone (404-546-0311) or website (www.atl311.com)
Potholes are repaired as soon as a service request is made; therefore, it is recorded digitally. Potholes form when minor road damage occurs where the top and base layers of asphalt have failed and eroded due to the amount of traffic and weather.”
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In England, reported in 2012 This is Money Reporter, “One in eight drivers have had their car damaged by neglected roads and potholes in the past two years, with millions of pounds being paid out in compensation by cash-strapped councils , research has found.”
In another large U.S. city, Indianapolis, Fox59 news reported that in 2017, a driver’s chance of paying back was nine percent. ” So far in 2018, the opportunity has been shot down again. With 129 claims filed, 38 are still waiting for a final decision. Eighty claims have been denied and only one got their money back. Only one.
“OCC data shows that drivers received $203.83. FOX59 asked what factors
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