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Cheap Full Coverage Car Insurance In Mississippi – Partner Content: This content was created by a business partner of Dow Jones and was researched and written independently of the newsroom. We may receive a commission as a result of links in this article. learn more
Mississippi car insurance prices are $20/mo ($244/yr) for liability insurance from National General Insurance and $72/mo ($860/yr) for comprehensive coverage from USAA.
Cheap Full Coverage Car Insurance In Mississippi
We at The Guides Auto Team have reviewed the cheapest car insurance options in Mississippi. We took an in-depth look at the best car insurance companies and the cheapest car insurance companies in Mississippi, comparing prices, coverage, ratings and reviews.
Car Insurance Quotes Online
In the following article, you will find the estimates of drivers from different profiles and the list of recommended providers. You’ll also find important information about Mississippi insurance laws and regulations.
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The Guides team is committed to providing reliable information to help you make the best decision about insuring your vehicle. Because consumers rely on us to provide objective and accurate information, we’ve created a comprehensive rating system to organize our ranking of the best car insurance companies. We collected data from dozens of auto insurance providers to rank companies on a wide range of ranking factors. After 800 hours of research, the final result was an overall ranking for each provider, with insurers with the highest points at the top of the list.
Insurance rates in Mississippi are slightly lower than the national average so you should have a good chance of finding cheaper rates.
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The cheapest car insurance companies in Mississippi combine affordable premiums with solid coverage options and exceptional customer service. Some of the cheapest providers in the Magnolia State are USAA, State Farm, National General Insurance and Mississippi Farm Bureau Insurance.
*Our research team considers country-wide factors when scoring providers. Provider ratings in this table are specific to car insurance in Mississippi.
The level of coverage has a big impact on rates. Many quotes from providers include minimum liability and full coverage car insurance estimates. While minimum liability is required, it is a good idea for drivers to consider full coverage auto insurance.
Car insurance in Mississippi doesn’t have to be expensive if you know where to look. Mississippi drivers can get the best car insurance in the state for as little as $72 per month, according to rate estimates from the Guides Auto Team. The table below contains full coverage rate estimates from the cheapest car insurance providers in the Magnolia State.
General Liability Insurance Cost: 2023 Customer Prices
You can expect to find the cheapest average car insurance rates in Mississippi from USAA, National General, Nationwide and State Farm. Although your rates may not match the rates above, you should still be able to find competitive rates when comparing car insurance quotes from these providers.
On average, drivers in Mississippi pay about $439 per year for minimum liability insurance, which is about $37 per month. National General and USAA are generally the cheapest liability insurance providers in Mississippi, with rates estimated at $244 per year or $20 per month.
Age, driving history and credit score can greatly affect the cost of car insurance in Mississippi. Below we compare cheap car insurance estimates for Mississippi drivers in these categories.
Young drivers in particular tend to pay higher prices for full coverage car insurance policies due to their lack of driving experience. Rates generally decrease as drivers reach age 25.
Mississippi Car Insurance
Our research shows that Mississippi Farm Bureau Insurance Insurance and USAA offer the cheapest car insurance rates in Mississippi, on average, for 16-year-old drivers.
Our research shows that Mississippi Farm Bureau Insurance Insurance and USAA offer the cheapest car insurance rates in Mississippi, on average, for 17-year-old drivers.
Our research shows that Mississippi Farm Bureau Insurance Insurance and USAA offer the cheapest car insurance rates in Mississippi, on average, for 18-year-old drivers.
Our research shows that Nationwide and USAA offer the cheapest car insurance rates in Mississippi, on average, for 21-year-old drivers.
Cheapest Car Insurance For A Bad Driving Record
Our research shows that National General Insurance Insurance and USAA offer the cheapest car insurance rates in Mississippi, on average, for 25-year-old drivers.
At-risk drivers who have had a speeding ticket, DUI or recent accident can pay significantly more for auto insurance. The sections below provide an estimate of affordable car insurance rates for drivers who fall into these categories.
Having a speeding ticket on your driving record will cost you in the Magnolia State. Mississippi motorists pay an average of $1,682 per year for coverage after a speeding violation.
An increase in auto insurance premiums is inevitable after the recent accident in Mississippi. Statewide, drivers pay an average of $2,118 a year for an auto insurance policy after an at-fault accident.
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Expect your car insurance costs to increase in the Magnolia State after a DUI conviction, as you will likely be flagged as a high-risk driver. Our car insurance estimates show that drivers pay an average of $2,434 per year after a DUI.
In most states, car insurance companies weigh credit scores when providing car insurance quotes to drivers. Drivers with bad credit scores in Mississippi pay an average of $2,652 a year for coverage.
For those who want to know about the cheapest auto insurance in Mississippi, the sections below contain more detailed information:
Military members, veterans and their families choose USAA for its affordable car insurance coverage and quality customer service. Insurer J.D. Power 2021 U.S. Earned the highest customer satisfaction rating for the Southeast region in the Auto Insurance Study ℠. The company also has an A+ rating from BBB and an A++ (Superior) financial strength rating from AM Best.
Cheap Full Coverage Auto Insurance For 2023
Mississippi motorists turn to State Farm – the nation’s largest car insurance provider – for its affordable coverage options (especially for drivers with a DUI). The company offers several car insurance discounts for drivers and two usage-based programs, which provide up to 30% off your insurance premium for safe driving.
If you are a high-risk driver or have bad credit, you may want to consider purchasing coverage through National General. The company has the lowest car insurance rates in Mississippi, behind USAA. Drivers can find solid coverage options with several deductible options in Magnolia State.
Mississippi Farm Bureau Insurance offers local car insurance coverage backed by strong ratings for financial strength and customer service. Drivers can talk to local insurance agents, as the company is headquartered in Jackson, Miss.
The average cost of full coverage car insurance in Mississippi is $1,434 per year or $120 per month. Mississippi motorists pay about 17% less than the national average, which is $1,730 per year.
Ways To Lower Your Car Insurance Premium
Mississippi car insurance costs are lower in rural areas. If you live in a densely populated area like a state capital or near the Bay Area, you can generally expect to pay closer to the state average.
Age plays an important role in determining the cost of car insurance. Here are the average car insurance premium estimates in Mississippi broken down by age:
The price you pay for Mississippi auto insurance will largely depend on your driving history. Some other common factors that insurers consider when calculating car insurance rates include:
The best way to find cheap auto insurance in Mississippi is to compare car insurance rates from multiple providers.
The Cheapest Car Insurance In Mississippi For 2023
Mississippi drivers are required to purchase liability insurance with a minimum coverage limit of 25/50/25. This means motorists should buy:
Drivers are not required by law to purchase any other coverage. However, many people choose to purchase full coverage insurance policies, which may include:
Drivers who fail to show proof of car insurance in Mississippi will face an initial $1,000 fine. Their driving privileges may also be suspended for a year or until they provide proof of insurance.
USAA, State Farm, National General and Mississippi Farm Bureau Insurance offer the best car insurance in Mississippi. Comparing car insurance rates from these providers can help you get affordable coverage for you and your vehicle.
Cheapest Car Insurance: Cost And Coverage (2023)
In this article, we reviewed the cheapest auto insurance companies, coverage and rates in the state of Mississippi. We also looked at the average cost of car insurance in the Magnolia State and coverage requirements.
Car insurance in Mississippi is about 17% lower than the national average. Mississippi drivers with clean driving records pay an average rate of $1,434 annually for car insurance coverage.
The state of Mississippi requires all motorists to purchase a minimum coverage for liability insurance. It includes bodily injury liability of $25,000 per person and $50,000 per accident and property damage liability of $25,000 per accident. Most drivers choose to purchase additional coverage, ranging from underinsured motorist coverage to medical payments coverage.
A driver must be 18 years of age to purchase car insurance coverage in Mississippi. Some providers may require you to have a driving license before purchasing a policy.
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According to our rate estimates, drivers with a clean record and good credit history can get coverage with USAA for an average of $72 per month.
Because consumers trust us to provide objective and accurate information, we have created a comprehensive rating system.
