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Auto-Owners Insurance earned an 8.9/10.0 rating for low rate options based on coverage, cost, availability, reputation and customer experience scores
Auto Owners Insurance Rental Car Coverage
Written by: Daniel Robinson, Written by: Daniel Robinson The Writer Daniel is a team writer for Guides and has written for a number of automotive news sites and marketing companies across the US, UK, and Australia, doing -specialize in the topics of auto finance and car care. Daniel is an authority on the Guides team on auto insurance, loans, warranty options, auto services and more.
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Edited by: Rashawn Mitchner, Edited by: Rashawn Mitchner Managing Editor Rashawn Mitchner is a Guide team editor with over 10 years of experience covering personal finance and insurance topics.
We at the Guides Team have taken a close look at the nation’s best car insurance and cheapest car insurance companies to find out how Auto-Owners Insurance compares. In this article, we will discuss Auto-Owners Insurance reviews, costs and coverage in detail. We’ll also give you additional recommendations for car insurance to consider as you shop for coverage.
The Guides Team is committed to providing reliable information to help you make the best decision possible about insuring your car. Because consumers trust us to provide objective and accurate information, we have developed a comprehensive rating system to form our rankings of the best auto insurance companies. We collect data on dozens of auto insurance providers to grade the companies on a wide range of ranking factors. After 800 hours of research, the result is an overall rating for each provider, with insurers scoring the most points topping the list.
We rate Auto-Owners Insurance 8.9 stars out of 10.0 for its extensive coverage policies, impressive financial stability and positive customer reviews. Although it’s not the top auto insurance company, Auto Owners Insurance does pretty well across the board.
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Drivers who choose Auto-Owners Insurance usually receive good coverage at reasonable rates, but customer reviews show that they are rarely impressed with the company’s claims process. However, if you are looking for a personal relationship with your insurance agent, Auto-Owners Insurance is a solid choice.
Those who choose Auto-Owners Insurance can expect quality coverage at fairly competitive rates. The company’s rates aren’t the best, but the insurer provides solid value considering the coverage it offers.
There is a strong focus on personal connections at Auto-Owners Insurance, and drivers seem to appreciate the effort. While the auto insurance provider is in good financial health, reviews show that some customers wish the company had a stronger online presence.
Drivers who have had positive experiences with Auto-Owners Insurance cite helpful representatives and an easy claims process. On the other hand, some customers talk about disrespectful independent agents and claim adjusters who refuse to fully cover car damages.
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Drivers often have issues with the Auto-Owners Insurance claims process because the company asks people to call their agents instead of filing online. This can make the process longer than other insurers, and many policyholders are facing issues.
Our team reached out to Auto-Owners Insurance for comment on customer reviews, claims process and pricing, but did not receive a response.
Drivers who want to view their auto policy information on the go can download the Auto-Owners mobile app. It has received decent reviews online, with a 3.0-star rating out of 5.0 on the App Store and 3.3 stars on Google Play.
Policyholders who download the Auto-Owners mobile app can pay their bills, submit roadside assistance requests, and view their insurance ID card. They can also check the status of claims, although it is not possible to file claims through the company’s app.
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In our research, we found that Auto-Owners Insurance tends to have high ratings from consumer studies and review sites like BBB and Google.
In J.D. Power 2023 U.S. Insurance Shopping Study ℠, drivers rated Auto-Owners Insurance slightly below average for the mid-size category of insurers for overall customer satisfaction, with 862 out of a possible 1, 000 points. Additionally, the provider scored above average in the Southeast region of J.D. Power 2022 U.S. Auto Insurance Study℠.
Auto-Owners Insurance receives relatively strong reviews. The provider gets 4.0 stars out of 5.0 on Google, indicating excellent customer service. Auto-Owners Insurance received a less than impressive rating of roughly 1.4 stars out of 5.0 from BBB customers, although it has an A+ rating and accreditation from the organization.
With coverage through Auto-Owners Insurance, drivers receive all of the standard auto insurance options in the industry. Here are some of the most common:
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If you are an Auto-Owners Insurance policy owner, you will also receive a common loss deductible if your car and home are both damaged at the same time. Additional benefits include extending your auto insurance policy to rental vehicles, and waiving your collision deductible if the accident involves two vehicles covered by Auto-Owners Insurance.
A final option is TrueRide by Auto-Owners®, the company’s telematics program. If you choose this plan, your driving habits will be tracked through a mobile app on your smartphone. This can lead to lower car insurance prices.
You can get a car insurance policy from Auto-Owners Insurance if you live in one of the following states:
For those with Auto-Owners Insurance as an option, it’s worth a look. You can often find cheaper and broader coverage from other companies, however, so compare car insurance quotes before choosing a provider.
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Prices from Auto-Owners Insurance are generally below the industry average. Based on our cost estimates, most drivers pay an average of $1,619 per year or $135 per month for a full car Auto-Owners car insurance. Minimum-liability insurance with the insurer averages to $358 per year or $30 per month.
As with most other auto insurance companies, the quote you receive from Auto-Owners will depend on a number of factors. For example, if you have bad credit, you are likely to pay more for car insurance coverage. And if you have a bad driving record or are a young driver, your insurance will be more expensive.
One of the factors that affects your car insurance costs is your age. The younger you are, the more you will pay for a car insurance policy. Based on our research, Auto-Owners tend to give estimates that are lower than the national average for both younger and older drivers.
Below, we compare the average rates for full coverage car insurance from Auto-Owners to some statewide averages. These quotes are for a 35-year-old with a clean driving record.
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The average premiums from Auto-Owners Insurance are usually lower than the statewide average, but the difference is usually small. You will find competitive prices from Auto Owners, but it may not be the cheapest option available.
If you have a history of accidents, speeding tickets, or DUI violations, you can expect to pay more for car insurance than a good driver. Here’s a look at average cost estimates from Auto-Owners based on different driving profiles.
Auto-Owners provides some of the most competitive rates on the market for a regional insurer. The table below shows how Auto Owners stacks up against other regional and national providers in terms of average monthly and annual costs.
A number of factors cause auto coverage rates to vary from person to person. Let’s look at the major elements that affect the quotes for your estimated car insurance premiums below.
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It’s easy to find discounts from Auto-Owners Insurance, because the company has many great opportunities to save. Below, we discuss some of the most common ones. While you probably won’t get all of these car insurance discounts, most drivers should qualify for at least a few.
If you’re looking to bundle insurance policies with Auto-Owners Insurance for a multi-policy discount, it’s worth learning about the company’s other options. You can choose from the following types of coverage, and more can be found on the Auto-Owners Insurance website:
In addition to car insurance, Auto-Owners also offers a variety of home insurance products that policyholders can purchase. These include:
Life insurance is a type of policy that offers financial protection for those who may be dependent on you. Auto-Owners offers five different life insurance policy options, including:
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If you live in a state where Auto-Owners Insurance offers coverage, it may be worth getting a quote from the company. Insurer rates tend to fall below the national average for costs and there are many car insurance options for you to choose from.
Many drivers find that Auto-Owners Insurance meets their needs, but it’s always worth comparing car insurance from multiple providers. That way, you can find stronger coverage at a cheaper rate. For their great customer service records and savings opportunities, we recommend State Farm and Geico. Use our free quote tool to compare prices.
More drivers turn to State Farm than any other auto insurance provider, and it’s easy to see why. The company always offers affordable prices, and teenage drivers can often find great discounts. state
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