American Express Protection Benefits Car Rental

American Express Protection Benefits Car Rental – Many or all of the products featured here belong to our partners who compensate us. It influences what products we write about and where and how the product appears on the page. However, this does not affect our evaluation. Our opinions are our own. Here’s a list of our partners and here’s how we make money.

The Platinum Card® from American Express offers a host of travel benefits — including access to 1,400 airport lounges and up to $200 in Uber cash each year. Among these marquee benefits, the less-glamorous ones can often be overlooked. However, these other travel perks and protections can really make a difference to your trip. A great example of this is the rental car benefits from American Express with The Platinum Card®. Terms apply.

American Express Protection Benefits Car Rental

Let’s take a look at some of the rental car perks available to The Platinum Card® holders from American Express, including rental car elite status perks and complimentary car rental insurance.

Amex Platinum Card Benefits & Review (is It Worth It In June 2023?)

Rating Ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customization, price and more.

Cardholders of The Platinum Card® from American Express can enroll to earn elite status with three rental car companies: Avis Preferred Plus, Hertz Gold Plus Rewards and National Emerald Club.

While benefits vary across programs, you can generally expect to receive rental car upgrades from elite status, instant credits toward free rentals, and the ability to skip the rental car check-in counter when picking up your car.

Cardmembers can register to earn Avis Preferred Plus status (which typically requires 12 rentals or $5,000 in spending in a calendar year). You get a free upgrade and bonus points at this status level every time you rent from Avis.

Credit Card Car Rental Insurance: What It Is And How It Works

You’ll also get access to exclusive Avis Preferred Plus reservations and customer service phone numbers. Plus, rental car deals are available when you use Avis Worldwide Discount discount code A756900. Terms apply.

Check out our nerdy picks for the best American Express credit cards and find the one that’s right for you.

Another American Express car rental benefit of The Platinum Card® is President’s Circle status in the Hertz Gold Plus Rewards program. This status lets you add an additional driver at no extra cost, bypass the counter and earn 1.5 points for every dollar spent, plus a guaranteed upgrade with all bookings.

Holders of The Platinum Card® from American Express can enroll in National’s Emerald Club program to earn executive status. With Executive Tier status, you get to choose your preferred car from the Executive Selection Area and get a guaranteed upgrade when renting at least a midsize car.

The Best Credit Cards With Travel Insurance Perks

Plus, as an Emerald Club Executive, you’ll earn one complimentary rental day after earning just six rental credits instead of the typical seven. Terms apply.

In the excitement of getting a rental car for a trip, you probably don’t want to think about all the things you missed with your rental. Thankfully, cardmembers don’t have to decide between shelling out for a rental car insurance policy or going unprotected.

Holders of The Platinum Card® from American Express can get car rental and damage insurance that will cover up to $75,000 in theft or damage to their rental car. This does not include liability coverage. To get this secondary coverage at no extra cost, you only need to meet two requirements:

Even better, this benefit of renting a car goes beyond just the rental car itself. Your personal property — such as luggage and electronics — is covered for up to $1,000 per person (up to a maximum of $2,000) against loss or damage during your car rental.

Amex Green Card Review: Eco Friendly Travel Card

If you incur medical expenses as a result of an accident in your rental car, AmEx will cover medical expenses for you and your passengers up to $5,000 per person. And, in the worst case scenario, card members and their passengers are eligible for accidental death or dismemberment benefits.

As good as AmEx Rental Car Protection is, it doesn’t cover every car rental. For example, car rental insurance on The Platinum Card® from American Express does not cover car rentals in Australia, Italy or New Zealand. Also, AmEx’s car rental and damage insurance does not cover rentals for the following types of vehicles:

Your card covers damage to the car you’ve rented, but it doesn’t cover you for damage to other vehicles or people. Check your car insurance policy to see if your liability coverage extends to the rental car. If not, consider purchasing liability coverage.

The Platinum Card® from American Express provides secondary coverage. This means you need to file with your insurance company before filing with American Express. Terms apply.

Amex Cell Phone Protection Benefit: What You Need To Know

If you’re looking to get basic rental car insurance coverage, American Express sells premium car rental coverage. This paid product covers car rentals for up to 42 consecutive days and typically includes luxury cars and other premium vehicles – all at a reasonable rate of less than $25 per rental. Often, that will be a much better option than purchasing coverage through the rental car company.

The exact price depends on your coverage choice and state of residence. To get up to $100,000 in theft and damage coverage, Florida residents pay $15.25 per rental, California residents $17.95 and residents of all other states $24.95 per rental.

However, unlike free American Express Platinum car rental insurance, liability coverage is not provided as part of this coverage.

Just for being a cardmember of The Platinum Card® from American Express, you get a whole host of benefits every time you rent a car — from elite status with three rental car companies to free rental car protection coverage.

Card Showdown: American Express® Gold Card Vs. The Platinum Card® From American Express

Note that many of these benefits require enrollment — even the paid premium car rental protection product. So, be sure to take a few minutes now to enroll to earn elite status with Avis, Hertz and National. Then, make sure to pay for your car rental with The Platinum Card® from American Express to get coverage. Terms apply.

Car Rental Loss and Damage Insurance can provide up to $75,000 in coverage for theft or damage to most rental vehicles when you reserve your qualifying card and pay the full qualifying vehicle rental and decline collision damage waivers or similar options. Commercial car rental company. This product provides secondary coverage and does not include liability coverage. Not all vehicle types or fares are included. Geographical restrictions apply.

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2023, including:

Follow You are following JT Genter Visit your My Settings page to see all the authors you follow.

American Express Blue Business Plus Credit Card Review

Elite Car Rental Credit Cards Sally French Read More 5 Smart Rental Car Options You Might Not Know About Sally French Read More

Sign up and we’ll send you nerdy articles about the money topics that matter most to you, along with other ways to help you get more from your money. Many or all of the products featured here are from our partners who compensate us. It influences what products we write about and where and how the product appears on the page. However, this does not affect our evaluation. Our opinions are our own. Here’s a list of our partners and here’s how we make money.

Do you have an American Express card? Many AmEx cards include travel insurance, which can protect you in the event of an incident. Among other benefits, AmEx offers free rental car insurance on its cards, although coverage levels vary depending on the card you hold.

Many AmEx cards include rental car insurance as a benefit. This applies to the most premium options like The Platinum Card® from American Express as well as no-fee cards like the Hilton Honors American Express Card. Terms apply.

Rental Car Insurance Explained

Check out our nerdy picks for the best American Express credit cards and find the one that’s right for you.

Coverage levels vary depending on which card you hold. If you have the Platinum Card® from American Express, for example, AmEx will reimburse up to $75,000 for loss or theft after a qualifying event. Meanwhile, if you have the Delta SkyMiles® Blue American Express Card, you’ll get $50,000 in incident coverage. Terms apply.

Note that AmEx car rental insurance is secondary, meaning it will reimburse you only after all other insurances have been paid. This includes any personal insurance you may have.

Complimentary credit card rental insurance works great when it comes to coverage, but remember that what’s covered depends on the card you hold.

Reader Question: Rental Car Insurance Coverage Through American Express Credit Cards

Here’s what American Express rental car insurance typically covers for premium cards like the Delta SkyMiles® Reserve American Express Card and the Hilton Honors American Express Aspire Card:

You’ll find this type of insurance on cards like the American Express® Gold Card and the Delta SkyMiles® Platinum American Express Card. Terms apply.

Remember that you still can

American express car rental protection, american express business platinum car rental benefits, car rental benefits american express platinum, premium car rental protection american express, american express gold benefits car rental, american express protection benefits, american express platinum rental benefits, american express travel protection benefits, american express card benefits car rental, american express gold card benefits car rental, american express benefits car rental, american express platinum card rental car benefits