American Express Platinum Trip Interruption – Below is an overview of some of the best travel-related benefits of the Platinum Card that anyone who currently has or is thinking about applying for the card should consider.

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American Express Platinum Trip Interruption

American Express Platinum Trip Interruption

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Trip Interruption Insurance Explained

Premium travel cards come with a long list of benefits and credits, many of which have been added in recent years as issuers overhaul their card products or are offered as limited-time benefits to retain cardholders. cards during the Covid-19 pandemic. Keeping all the benefits clear and analyzing the details can be overwhelming and time-consuming. When it comes to benefits, and travel in particular, few cards offer as many as The Platinum Card® from American Express.

The Platinum Card® from American Express is a premium card with many great travel benefits. It also comes with a hefty annual fee of $695 (Fees and Fees), which is why it’s so important to understand the benefits to receive the full value of the card.

There are many important travel benefits of The Platinum Card® from American Express, including the following:

Platinum cardholders can take advantage of a long list of credits, including three major annual travel credits not to be missed.

Amex Platinum Benefits

With the revision of Platinum Card benefits in July 2021, an annual statement credit has been implemented on Fine Hotels + Resorts® or The Hotel Collection prepaid reservations with American Express Travel with a two-night minimum of up to $200.

No pre-registration is required for this hotel credit. The credit will be applied as a statement credit after booking. .

It may take some digging, but you can find some good hotel options that can be almost completely offset by the $200 credit.

American Express Platinum Trip Interruption

Starting July 1, 2021, The Platinum Card® from American Express launched a $189 annual Clear® credit. Clear® credit requires no prior registration on the Amex website and resets within the calendar year.

American Express Travel Insurance Benefits

Clear® is a program that uses biometric data to verify a passenger’s identity, allowing them to skip to the front of the security line. Many airports have Clear® lanes for those with TSA Precheck and those without. In addition to airports, Clear® also allows expedited entry to some entertainment venues and stadiums. You can see a full list of participating airports and venues here.

Clear®’s standard rate is $189 per year with the ability to add up to 3 adult family members per year at a discounted rate of $50. Children under 18 can use the Clear® line for free with a Clear® member. Clear® also offers discounted fares for United and Delta frequent flyers.

Anyone with a (free) United Mileage Plus or Delta SkyMiles account can sign up for compensation for $119 a year. Delta Platinum/Gold/Silver Medallion, United Premier Platinum/Gold/Silver members, and co-branded credit cardholders for either program can subscribe to Clear® for $109 per year. Clear® membership is free for Delta Diamond Medallion® members and United Premier® 1K® members. These discounts mean that most households should be able to cover at least two people with the available credit.

The Platinum Card® from American Express includes a $200 annual airfare credit that resets based on the calendar year. To activate the credit, you must first register and select an airline in the Benefits section of your Platinum Card account on the American Express website.

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The credit works for charges such as checked baggage, seat selection, lounge access, and in-flight or lounge food and beverage charges. Under American Express terms, “airline tickets, upgrades, mileage point purchases, mileage point transfer fees, gift cards, tax-free purchases, and award tickets are not considered incidental charges.”

The credit is activated until the $200 limit is reached. The credit is a great way to save on baggage fees and seat selection. It can be especially useful on carriers like Spirit and Frontier that operate a low-cost carrier model.

One of the main reasons many people own the American Express Platinum Card® is its range of airport lounge access offers.

American Express Platinum Trip Interruption

Some travel benefits, such as lounge access, will be very familiar to most readers, while others may be a little more mysterious.

What Travel Protections Are Available On American Express Cards?

One of the main reasons many people own the American Express Platinum Card® is its range of airport lounge access offers. American Express Global Lounge Collection® offers more lounge access than any other card program available. Lounges include The Centurion® Network, which includes Centurion Lounges and Escape Lounges: The Centurion® Studio Partner, Airspace Lounges, Plaza Premium Lounges, Lufthansa Lounges, Delta SkyClub® and a Priority Pass™ Select Membership. Each program and the card access rules are detailed below:

Platinum Cardholders and Additional Platinum Cardholders on account + two guests. Access is gained by presenting your Platinum Card, a government ID, and a confirmed boarding pass for a flight within three hours. Those who access a room during a connection will be able to access the room before the three-hour period.

Starting 02/01/2023, only the cardholder will have free access. Guests will be charged $50 per adult guest and $30 per child ages 2-17. Extra guest fees will be waived if the cardholder has more than $75,000 in spending on the card in the previous year.

Only the cardholder has complimentary access and must show their Platinum Card and a same-day ticket for a Delta-operated flight or a Delta-marketed flight operated by WestJet. Guests pay $39 per person, per location, and children under 2 are free.

How To Maximize Benefits With The Amex Platinum Card

Cardholders must register for Priority Pass in the Platinum Card Benefits section of the American Express website. To access the Priority Pass lounges, the passenger must present the physical or digital Priority Pass card. Priority Pass cardholder can bring two guests for free. Priority Pass member will receive a retroactive card for additional guests.

Similar rules apply to Delta. The cardholder must fly on a Lufthansa group flight (Lufthansa, Austrian or SWISS), flights in Brussels or Eurowings do not qualify.

Platinum cardholders flying economy class passengers have access to the Lufthansa Business Lounges. Business class passengers have access to Senator lounges.

American Express Platinum Trip Interruption

Admitted cardholder and two guests. You must show a Platinum Card, a boarding pass with confirmed same-day travel, and a government-issued ID.

Amex Trip Delay, Trip Cancellation/interruption On Multiple Cards

Cardholder may bring spouse and children under 21 OR up to two guests. Must show Platinum card and valid ID.

Platinum Card® members receive discounts on Wheels Up memberships. Members receive a 20% discount on Wheels Up Connect and a 40% discount on Wheels Up Prime member initiation fees, plus a $500 credit or $2,000 added to your Wheels Up account to use toward your initial flight within the first year.

• 1 roundtrip or one-way flight within the continental United States per year on a King Air 350i at a guaranteed limited hourly rate.

The American Express Fine Hotels and Resorts program allows cardholders to book select properties around the world and enjoy exclusive benefits during their stays.

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In addition to standard benefits, Fine Hotels and Resorts also offers additional benefits at some properties, including third or fourth nights free and increased experience credits.

Platinum members are eligible to receive Marriott Bonvoy Gold Elite status. Account holders must activate the benefit through the Benefits section of their Platinum account on the American Express website.

Gold status does not include Elite night credits, so to qualify for status above Gold, a guest will need to complete all status qualification requirements, not just the requirements after reaching Gold status.

American Express Platinum Trip Interruption

Platinum members are eligible to receive Hilton Honors Gold status. Account holders must activate the benefit through the Benefits section of their Platinum account on the American Express website.

American Express Platinum Card Review: Luxury Travel Perks

Platinum products come with insurance coverage that will be useful to many travelers. Especially notable was the most recent addition of Travel Delay and Interruption Insurance in January 2020. With Platinum cards earning 5x membership rewards per dollar on the first $500,000 spent annually on airfare booked directly with the airlines or through Amex Travel, this makes the Platinum card a good choice for booking flights.

The Platinum Card® Trip Cancellation and Interruption Insurance from American Express provides $10,000 of coverage per trip up to $20,000 for 12 consecutive months.

Travel delay insurance provides protection for travelers whose trip is delayed by at least six hours for a covered reason. Cardholders may submit up to two claims in


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