American Express Blue Cash Purchase Protection

American Express Blue Cash Purchase Protection – A white circle with a black border surrounds a chevron pointing upwards. It says ‘click here to go back to the top of the page.’

Many or all of the offers on this site are made by companies that receive Insider compensation (for a full list see here). Advertisers’ opinions affect how and where products appear on this site (including, for example, the order in which they appear) but do not affect editorial decisions, such as results. we write and how we review. The Personal Plugin Insider researches many offers when making recommendations; however, we do not warrant that such information represents all products available or offered in the marketplace.

American Express Blue Cash Purchase Protection

Home Chevron icon Indicates an expandable section or menu, or sometimes previous/next navigation options. Personal Finance Chevron icon Indicates an expandable or menu item, sometimes previous/next navigation options. Chevron icon Indicates an expandable or menu item, or sometimes previous/next navigation options. Credit card

How American Express Purchase Protection Works

Twitter icon A cartoon bird with an open mouth, tweeting. Twitter LinkedIn icon The word “in”. LinkedIn Fliboard icon A stylized letter F. Flipboard Facebook Icon The letter F. Facebook Email icon An envelope. Indicates the ability to send email. icon Email Link An image of a chain link. The url link website is symobilizes. Copy Link

Our experts answer readers’ credit card questions and write unbiased product reviews (here’s how we rate credit cards). From time to time, we receive requests from our partners; however, our thoughts are our own. Terms apply to offers listed on this page.

Information on the following products has been independently collected by Business Insider: Chase Freedom Flex℠, Capital One Savor Cash Rewards Credit Card†. Information on these products has not been reviewed or provided by the issuer.

Insider Ratings are determined by our editorial team. The rating system takes into account different features and evaluates the cards against others of the same type so that you can choose a card that is best for your goals.

The Blue Business® Plus Credit Card From American Express Reviews 2023

Earn 6% on purchases at US supermarkets (up to $6,000 per year, 1%). Earn 6% cash back on U.S. subscriptions. Earn 3% cashback on transit (including taxes, sharing, taxis, fares, trains, buses, etc.). Earn 3% cash back on gas at U.S. gas stations. Earn 1% cashback on all purchases. Cash is received as Cash Dollars and can be redeemed as credit.

$250 statement credit after you spend $3,000 in purchases on your new card within the first six months of account opening

The Amex Blue Cash Preferred is one of the best credit cards, especially for customers who spend money at American supermarkets, use streaming services, and often get discounts on travel and gas. The annual fee is worth it if your spending is linked to the financial aspects of the card.

Show positive, negative, and other symbols chevron down icon An icon in the form of an angle pointing down.

Blue Cash Everyday Credit Card Review

The Amex Blue Cash Preferred Card is one of the best cash cards, especially for customers who spend money at US supermarkets, use streaming services, and get great deals on travel and gas. There’s a $0 intro annual fee for the first year, then a $95 fee if your spending is linked to the card’s financial features.

If you spend money on groceries, streaming, or travel, the Blue Cash Preferred® Card from American Express is one of the best credit cards for getting the most cash on your purchases.

Along with a $250 statement credit after you spend $3,000 in purchases on your new card within the first six months of account opening, the Blue Cash Preferred® Card earns from American Express at 6% on your first $6,000 in US grocery spending. per year (1% return), this is the best cashback credit card on the market. You’ll also earn 6% cash back on U.S. streaming services, 3% back at gas stations and transit, and 1% back on all eligible purchases (earned in the type of Payment Dollars that can be paid as payment.a credit statement).

The card comes with a $0 intro annual fee for the first year, then $95, but it’s worth it if your spending matches the card’s financial features. If you increase US supermarkets with a 6% interest rate by spending $6,000 per year (or $500 per month, on average), you will get $360 in cash back from those purchases only.

American Express Blue Business Plus Credit Card Review

New cardholders also receive 0% intro APR for 12 months on purchases and balance transfers from the date of account opening (then 19.24% – 29.99% Variable APR). Other benefits include return protection, purchase protection, and an extended warranty, making it a good choice for purchasing items such as expensive appliances or electronics.

The Blue Cash Preferred® Card from American Express comes with monthly statement credits for Equinox+** and the Disney Bundle** that are worth more than the annual fee.

Before you decide if the Blue Cash Preferred® Card from American Express is right for you, consider other cash back cards and bonus features that may fit your spending habits. For example, the Chase Freedom Unlimited® offers an unlimited match bonus on all cash back you earn at the end of your first year and has a $0 annual fee, and you get 5% on trips booked through Chase and 3% back. on groceries and drugstores, and 1.5% back on everything without a spending budget.

The Amex Blue Cash Preferred Card offers a $250 credit after you spend $3,000 in purchases on your new card within six months of opening the account. Some premium cards don’t come with any kind of intro bonus, but this card is one of the few that has an annual fee ($0 intro for the first year, then $95), so the offer is sweet. work.

American Express Purchase Protection: Everything You Need To Know

With a great cash structure in popular categories, the Amex Blue Cash Preferred Card is a great choice – but keep in mind that there are restrictions and limits in some cases. Cardholders receive:

The supermarket, flight, and gas sectors are limited to sales in the US; Exchange sales can only be made around the world, however. Also, not all streaming services are eligible for the 6% bonus.

Let’s assume that you are the average family that spends more than $6,000 per year ($500 per month) on the supermarket. In fact, you spend $10,000 a year at Kroger or Whole Foods. With the Amex Blue Cash Preferred Card, you’ll get $360 in cash back on the first $6,000 you spend plus an additional $40 and earn 1% over the $6,000 annual cap. That’s $400 in the bank.

Now imagine spending another $100 a month at US gas stations – at 3% back, that’s another $36 a year. Spend $30 a month ($360 a year) on streaming services on the card, and you’ll get close to $500 a year — and that’s not counting other recurring expenses on the card, the $250 statement credit or after you spend $3,000 on purchases. your new card within the first six months of account opening.

American Express Business Cards For October 2023

If you add 6% to U.S. supermarkets, you’ll have $360 to pay per year at least. That’s more than the annual fee — and more than you’d get with a 1% interest-only credit card.

The Amex Blue Cash Preferred Card is a non-cash credit card that offers many options to pay your bills.

Cash back from the Amex Blue Cash Preferred Card is issued in the form of cashback dollars, which you can apply to your account as a credit in any amount. However, you can’t use your rewards for the lowest price.

You can’t pay your travel expenses directly like you do if you have an American Express card that earns Member rewards, such as the American Express® Gold Card, or transfers to partner airlines or hotels.

Amex Cash Back & Membership Rewards Changes: Spg Transfers, Extended Warranties & More

Points that can be transferred, such as Amex Membership Rewards or Chase Ultimate Rewards®, are a good choice if you want the flexibility to earn cash back for credit, shopping, gift cards, or travel (when you are ready). earn cash back, the Amex Blue Cash Preferred Card is a star.

The Amex Blue Cash Preferred Card doesn’t have the same long list of features as the Platinum Card® from American Express or other premium cards, but it does offer a few helpful benefits.

One of the new benefits of the Amex Blue Cash Preferred Card (and the Blue Cash Everyday® Card from American Express) is a $7 monthly credit when you pay for a Disney Bundle subscription of $9.99 or more with your card**.

The Disney Bundle includes Disney+, ESPN+, and Hulu, so this is a great deal for many households. If

Bread Rewards™ American Express® Credit Card

American express purchase protection claim, american express platinum purchase protection, american express gold card purchase protection, american express platinum card purchase protection, american express 90 day purchase protection, american express gold purchase protection, american express business platinum purchase protection, american express purchase protection review, american express purchase protection lost item, purchase protection american express, american express purchase protection iphone, american express purchase protection phone number