Agreed Value Car Insurance Companies

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We give Allstate auto insurance a rating of 8.8 out of 10.0 for its wide selection of coverage and large number of discount opportunities for drivers

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As the nation’s fourth-largest auto insurance provider, Allstate offers coverage for a wide range of drivers and homeowners. But what do Allstate insurance reviews say about the company?

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In this article, we on the Guide team will analyze the company by looking at Allstate customer reviews, coverage options, average rates, and more. You have many coverage options, so the more you can compare providers, the better your chances of finding the best auto insurance and the best homeowners insurance for you.

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The Guide Team is committed to providing reliable information to help you make the best decisions about insuring your vehicle. Because consumers rely on us to provide objective and accurate information, we created a comprehensive ranking system to formulate a ranking of the best auto insurance companies. We collected data from dozens of auto insurance providers to rate the companies based on a variety of ranking factors. After 800 hours of research, the final result was an overall ranking for each service provider, with the insurance company that scored the most points topping the rankings.

Our editorial team gave Allstate a rating of 8.8 out of 10.0 aggregated from its performance in five key areas: reputation, availability, coverage, cost and customer experience.

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Allstate is a good insurance company if you are looking for flexible coverage options and discount programs. The company currently offers 12 types of auto insurance coverage in addition to discount opportunities and a telematics insurance program. Allstate auto insurance is available nationwide, but discounts and add-ons may vary by state.

Advantages A+ AM Best financial rating Wide range of insurance coverage options Personalized experience with local agents Offers Claim Satisfaction Guarantee in select states

Allstate has average customer reviews from consumer and consumer studies. Positive Allstate insurance reviews mention helpful customer service from Allstate agents, while negative reviews discuss policy cancellation issues and handling of the claims process.

Our August 2022 auto insurance satisfaction survey polled 6,923 policyholders across the country. Of those who participated, nearly 9% reported having an Allstate auto insurance policy. Here’s how Allstate customer satisfaction compares to the overall average from our survey:

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Many drivers like to share their experiences with each other on the discussion site Reddit. Although it is not a review site, users will ask for advice or provide recommendations on the site. We looked for Allstate reviews on Reddit to see what people were saying about the company in a more conversational setting.

Positive Allstate reviews on Reddit tend to cite attentive customer service. Reddit users who posted negative reviews of Allstate spoke of a confusing lack of communication and higher-than-expected rates.

Our review team reached out to Allstate for comment on this negative review but did not receive a response.

In our survey, we found that 39% of Allstate policyholders had filed a claim, while 61% had not. Our survey also found that survey participants who submitted claims were satisfied with Allstate’s customer service, and rated it 4.1 stars out of 5.0. Respondents also rated the company 4.1 stars for satisfaction with claims or results.

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The Allstate mobile app allows you to access your policy, pay bills, file claims and contact roadside assistance. The iOS version of the app has a 4.8 out of 5.0 star rating in the Apple App Store. The Android version has slightly lower ratings, with customers on Google Play giving the app a 3.9 star rating out of 5.0.

Allstate insurance reviews collected in the J.D. Power 2023℠ ranked the company slightly below average for shopping experience compared to other major companies. The insurance company scored 853 out of 1,000 points, meaning most Allstate customers are satisfied with their experience.

Allstate holds an A rating from the BBB and a 1.1 out of 5.0 star rating from customer reviews. While this number may seem low, just under 1,000 reviewers rated Allstate at BBB in the last three years, which is a small percentage of its overall customer base.

As a national insurance provider, Allstate offers many coverage options. Drivers can get all types of standard insurance, plus a variety of add-ons and benefits.

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If you have questions about a car insurance claim or need help filing, you can call 1-800-255-7828 to speak with an Allstate agent. They will be able to answer any questions you have or help you start a claim.

In our Allstate insurance review, we found a number of benefits and extras that drivers may appreciate. For example, Allstate automatically includes a Claims Satisfaction Guarantee and the Allstate Rewards® program on all policies.

Under its Claims Satisfaction Guarantee, Allstate will give you a credit worth up to six months’ premium if you are dissatisfied with how your claim was handled. This guarantee applies to drivers in most states.

With the Allstate Rewards program, you can earn points by practicing safe driving habits and redeem them for shopping rewards and gift cards.

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Prices at Allstate tend to be higher than average. According to our rate estimates, the average cost of Allstate insurance with full coverage is about $2,598 per year or $216 per month for a 35-year-old married driver with good credit and a clean driving history. The national average across all companies is $2,008 for this demographic.

The price of your auto insurance depends on a variety of factors, and the Allstate insurance quote you receive may not reflect the average estimates above. If your credit is bad, you will pay more for car insurance unless you live in California, Hawaii, Massachusetts, or Michigan. And if you have an accident or DUI on your driving record, your insurance rates will be more expensive.

Age is one factor that will greatly influence the cost of your car insurance. If you are a new or young driver, you will probably pay more for coverage. Our research shows that Allstate tends to charge significantly more for full coverage insurance premiums than the national average.

The table below shows the estimated average monthly and annual costs for Allstate policies broken down by age.

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Car insurance costs can vary greatly depending on your driving record, age, location, and more. Here are some Allstate fee estimates that apply to different types of drivers, including those with bad credit and driving records.

Allstate is one of the more expensive national providers that offers auto insurance coverage. The company’s auto insurance estimates are typically 29% higher than the national average of $2,008.

The table below shows how Allstate compares to other regional and national providers in terms of average monthly and annual car insurance costs. Estimated rates are for a 35 year old married driver with a good credit score and a clean driving history.

Allstate auto insurance rates tend to be higher on average than other national providers. Auto insurance estimates from Allstate and other providers are affected by several factors, some of which are within your control. Understanding the factors that influence your car insurance rates can help ensure you get the best deal.

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Drivers can save money on their car insurance premiums in various ways as shown in the graphic below:

Drivewise tracks driving habits via a mobile app and rewards drivers with discounts based on speed, braking and hours driven. The program also tracks your cell phone activity while you’re driving, but it doesn’t take your discount into account.

Drivewise is available in all states. The information collected by the app is used to determine the amount of discount you are entitled to. If you practice unsafe habits, you won’t get a discount, but your rates won’t increase either. In Allstate insurance reviews, a number of customers mentioned that this is a nice benefit, as some competitors’ habit tracking programs can increase driver rates.

Allstate’s other usage-based option, Milewise, is a pay-per-mile program available in 21 states. With this program, you pay a daily base rate and an additional rate per mile traveled. To use it, you connect the Milewise device to your car’s diagnostic port and use the Allstate mobile app to track your mileage and expenses.

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Similar to auto insurance, Allstate home insurance tends to be more expensive than most competitors’ coverage. Our research also found that home insurance premiums can be higher than the national average of $1,249 per year, according to the NAIC.

We contacted Allstate to get some home insurance estimates to give you an idea of ​​how much you can expect to pay for coverage with the company. These estimates are based on single-family homes.

Home insurance costs are based on several factors, including your location, property details, and coverage needs. Here are some things to keep in mind as you shop for home insurance coverage:

Homeowners insurance helps protect you financially after a covered event causes damage or

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